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Recent Blog Posts
Incentive Trusts Provide Motivation to Heirs
While planning your estate, you may be on the hunt for ways to retain as much control as possible over how your hard-earned funds are distributed after your passing. You may want to use your estate funds as a way to inspire your heirs and loved ones to create a thriving professional life for… Read More »
CMS Makes Major Announcement Ref Home Health Patients
On February 2nd, 2016, the Centers for Medicare and Medicaid Services (CMS) announced that a final ruling has been issued to define that Medicaid recipients do not need to be homebound to receive home health services. Also, the latest ruling, which overturns Medicaid home health regulations (42 C.F.R. / 440.70 © (1-2), defines that… Read More »
Gov. Rick Scott Signs Into Law Changes to Florida Guardianship Process
Back in December, we reported that Florida lawmaker, state Sen. Nancy Detert (R-Venice), had introduced a bill that would create greater protections for Florida seniors who had become unable to care for themselves. This month, Governor Rick Scott signed the bill into law. The most significant change introduced by this bill is the creation… Read More »
Taxation of Medicaid Planning Trusts
Irrevocable trusts are often used as a tool to help a client with long term care (LTC) planning. This is the case, especially in proactive situations. The income taxation of trusts is odd because a trust can be disregarded for income tax purposes as a grantor trust. The trust can pay taxes. A trust… Read More »
Medicare has Provided Adequate Medical Care for over Fifty Years But Could be Improved
Medicare has provided enhanced medical care to the retirement age population for more than fifty years. Nonetheless, there are needs for improvement of the program. The one outstanding aspect of Medicare that is in greatest need of improvement is home care. Medi-care has provided home care on a limited basis. In 1998, the home… Read More »
Medicare as Opposed to Medicaid Benefits
Medicare, the Federal program for which most retirement-age citizens enroll is intended for short-term care. “Short term” is a maximum of 100 days. Benefits taper-off substantially after the first 30 days. Medicare Part B, for doctors, pays only eighty percent of those costs. Medicare enrollees must pay the remaining twenty percent. The costs of… Read More »
The Problem of MD’s Dropping Medicare and Some Suggested Solutions
Some medical doctors, especially internists such as gastroenterologists, gynecologist, psychiatrists, as well as some other medical specialties have stopped accepting new patients on Medicare. One of the reasons for is that they have dropped out of the insurance system. Other reasons include that they have stopped accepting new patients on Medicaid. The reasons that… Read More »
Problems In Financing American Healthcare
The financing of health care is expected to be the major problem facing elderly Americans in the future. Medicare, Medicaid, managed care and traditional private insurance programs must be included in the planning for the future. Americans with chronic acute health problems that require hospital care and doctor care are covered by the Medicare… Read More »
What Should I Know about the Process to Apply for V.A. Aid and Attendance Benefits?
Accredited West Palm Beach veterans’ benefits attorneys Shalloway & Shalloway talk about what you should know about applying for VA aid & attendance.
The Effect of Having Pension Plans Replaced By 401k Plans
The reduced availability of pension plans for retired people can be expected to be a major problem in the future, especially for the “Baby Boomers.” Pensions have been replaced by 401k accounts to augment Social Security checks for retirees. For many retirees, a typical family has little or no retirement savings. Even those that… Read More »