Recent Blog Posts
The Qualified Income Trust
The Problem Florida enforces an income cap for Medicaid eligibility when it comes to institutional care, such as long-term custodial nursing home care. This cap is set by Florida Statutes Section 409.904 and is typically three times the SSI limit. For example, in 2000, the income cap was $1,536 per month. However, the average… Read More »
Need Medicaid Help? Distance Is Not a Problem
When a loved one needs long-term care, time is often short, and the situation is stressful. Families may be facing an unexpected nursing home admission, an assisted living placement, or a sudden realization that private pay care is simply not affordable. In these moments, many people assume they must find a Medicaid planning attorney… Read More »
Estate Planning for Parents of Children with Special Needs
Third Party Special Needs Trusts A third party special needs trust is an essential part of estate planning for families with a child who has special needs. Loved ones can create this type of trust for a child or family member with special needs, funding it through their will, life insurance, or other estate… Read More »
Home Ownership for Individuals with Disabilities
Using a Special Needs Trust to Purchase a Home If a home is purchased in the name of a Special Needs Trust (SNT), the trust can buy a house for a beneficiary with disabilities without affecting their eligibility for public benefits. The home, owned by the SNT, is not considered a resource of the… Read More »
How Florida’s Medicaid Look-Back Rules Really Work
When a loved one begins needing long-term care, families in Florida often find themselves scrambling for reliable information. In that rush, one topic causes more confusion and more sleepless nights than any other: Medicaid’s five-year look-back rule. Rumors spread quickly, and misinformation spreads even faster. Before long, people start believing that one wrong move… Read More »
Suggested Questions to Ask the Doctor on Your Behalf or for Someone You Represent
Making informed health care decisions, whether for yourself or a loved one, requires asking the right questions and understanding the answers. The following guide will help you gather essential information from medical professionals, so you can confidently navigate treatment options and advocate for the best possible care. Questions to Ask About Medical Tests Why… Read More »
Commonly Asked Questions About Guardianship
Why is a guardianship necessary? Guardianships exist to safeguard individuals who are incapacitated, as well as their assets. Because of this protective role, most actions taken within a guardianship are closely monitored by the court. What is a guardian? A guardian is an individual appointed by the court to make decisions and act on… Read More »
Shalloway & Shalloway, P.A. Recognized as Fashionista Sponsor of 2nd Annual MS Focus on Fashion Event
West Palm Beach Elder Law Firm Demonstrates Commitment to Supporting Multiple Sclerosis Foundation West Palm Beach, FL – Shalloway & Shalloway, P.A. is proud to announce its recognition as a Fashionista Sponsor of the 2nd Annual MS Focus on Fashion event presented by Novartis on November 14, 2025. The event, which celebrates adaptive fashion… Read More »
Supplemental Needs Trusts: A Crucial Aspect of Medicaid
When a person with a disability depends on government benefits such as Medicaid or Supplemental Security Income (SSI), receiving an inheritance, personal injury settlement, or other financial gift can unexpectedly create serious problems. These assets, while well-intentioned, may push the person over Medicaid’s strict asset limits, resulting in a loss of vital medical coverage… Read More »
How to Pay for Nursing Home & Other Long-Term Care
The cost of long-term care is one of the greatest financial challenges older adults face. A private room in a skilled nursing facility can cost more than $100,000 per year in many states, and even assisted living or in-home care can quickly deplete a family’s savings. Medicare does not cover long-term custodial care, and… Read More »